Downey Office: (562) 927-2000
Anaheim Office: (714) 491-9500

Strayer Saylors & Associates, Inc.

Financial Calculators

Feel free to try these wide variety of financial calculators. Our interactive calculations, dynamic graphs and fully customizable reports are just a few of the features that make our calculators stand out from our competitors.

This section includes a library of over one hundred financial calculators. The calculators are easy-to-use and provide in-depth analysis for virtually any financial scenario, along with graphs, charts and tables. The calculators are categorized by subject matter, which can be accessed from the links to the left or at the top.

Please give us a call if you need assistance with the input or understanding the computed results for any of the calculators. We are dedicated to providing our clients with valuable online resources to assist them with their everyday needs and long-range planning.


Cash Flow Calculators

Does inflation impact my standard of living?

Should my spouse enter the work force?

What is my current cash flow?


College Calculators

How much should I be saving for college?

Will I Be Able To Pay Back My Student Loans?

Should I live on campus, off campus or at home?


Credit Calculators

How long will it take to pay off my credit card(s)?

How long until my loan is paid off?

What would my loan payments be?

Which is better: cash up front or payments over time?

What is the impact of making extra debt payments?


Home & Mortgage Calculators

How much home can I afford?

Should I refinance my home mortgage (breakeven)?

Comprehensive mortgage calculator

Comparing Mortgage Terms (i.e. 15, 20, 30 year)

Should I Pay Discount Points For A Lower Interest Rate?

Should I Rent or Buy A Home?

What Are The Tax Savings Generated By My Mortgage?

Which is Better: Fixed or Adjustable-Rate Mortgage?

Adjustable Rate Mortgage Calculator

Compare An Interest-Only Versus Traditional Mortgage


Taxation Calculators

What is my potential estate tax liability?

Should I adjust my payroll withholdings?

How much self-employment tax will I pay?

Capital gains (and losses) tax estimator

How much of my social security benefit may be taxable?

Should I itemize or take the standard deduction?



Insurance Calculators

How much life insurance do I need?

What are my needs for burial and final expenses?

How much disability income insurance do I need?

What are my long-term care insurance needs?

What are the tax advantages of an annuity?

How long will my current life insurance proceeds last?

Paycheck & Benefits Calculators

How much will my company bonus net after taxes?

How will payroll adjustments affect my take-home pay?

Should I exercise my "in-the-money" stock options?

What is the impact of increasing my 401(k) contribution?

What is the impact of increasing my 457 Plan contribution?


Qualified Plans Calculators

How much can I contribute to an IRA?

How much retirement income can my IRA provide?

Should I convert to a Roth IRA?

What will my qualified plan be worth at retirement?

What are my lump sum distribution options?

How do I maximize my employer 401(k) match?

What is the impact of borrowing from my 401(k) plan?

What is the impact of early withdrawal from my 401(k)?

I'm self-employed, how much can I contribute to a retirement plan?


Retirement Calculators

How much will I need to save for retirement?

Are my current retirement savings sufficient?

Social Security retirement income estimator

I'm retired, how long will my savings last?

When should I begin saving for retirement?

How much retirement income may my 401(k) provide?

Compare a Roth 401(k) to a Traditional 401(K)



Saving Calculators

How much should I save to reach my goal?

What will my current savings grow to?

How do taxes and inflation impact my return?

What is my effective annual yield?

Investment Calculators

Compare taxable / tax-free investment return

What is the value of a bond?

What is the value of compound interest?

Taxable vs. tax-advantaged saving comparison.

What is my risk tolerance?



Auto Calculators

Should I lease or purchase an auto?

Auto purchase: loan versus 0% dealer financing?

Auto Loan: Accelerated Payoff

Business Calculators

Tax savings of a qualified retirement/cafeteria plan